diff --git a/lib/l10n/app_en.arb b/lib/l10n/app_en.arb
index 8650b06..d59bdea 100644
--- a/lib/l10n/app_en.arb
+++ b/lib/l10n/app_en.arb
@@ -74,6 +74,9 @@
 
   "profileSubtitle": "Settings",
   "darkTheme": "Dark theme",
+  "profileLanguageTile": "Language",
+  "langEnglish": "English",
+  "langRussian": "Russian",
   "profileHint": "User profile, currency, locale and other settings will appear here.",
 
   "onboardingTitle": "Welcome",
@@ -154,6 +157,8 @@
 
   "iconPickerTitle": "Pick an icon",
   "colorPickerTitle": "Pick a color",
+  "currencyPickerTitle": "Pick a currency",
+  "currencyPickerSearchHint": "Search…",
   "colorPickerAllUsed": "All palette colors are already in use by other categories.",
   "iconGroupFood": "Food",
   "iconGroupTransport": "Transport",
@@ -166,5 +171,32 @@
   "iconGroupFinance": "Finance",
   "iconGroupOther": "Other",
 
-  "profileCategoriesTile": "Categories"
+  "profileCategoriesTile": "Categories",
+  "profileAccountsTile": "Accounts",
+
+  "accountsEmpty": "No accounts yet. Tap + to add one.",
+  "accountNewTitle": "New account",
+  "accountEditTitle": "Edit account",
+  "accountNameLabel": "Name",
+  "accountNameHint": "e.g. Cash wallet",
+  "accountTypeLabel": "Type",
+  "accountTypeCash": "Cash",
+  "accountTypeCard": "Card",
+  "accountTypeBank": "Bank",
+  "accountTypeSavings": "Savings",
+  "accountCurrencyLabel": "Currency",
+  "accountInitialBalanceLabel": "Initial balance",
+  "accountIconLabel": "Icon",
+  "accountColorLabel": "Color",
+  "accountIsDefaultLabel": "Default account",
+  "accountIsDefaultHint": "Used when creating new transactions",
+  "accountSaveButton": "Create account",
+  "accountSaveEditButton": "Save changes",
+  "accountArchiveButton": "Archive",
+  "accountArchiveConfirmTitle": "Archive account?",
+  "accountArchiveConfirmMessage": "Archived accounts disappear from pickers and lists. Existing transactions keep their reference.",
+  "accountValidationNameRequired": "Enter a name",
+  "accountValidationNameTooLong": "Name is too long (max 50 chars)",
+  "accountSaveError": "Failed to save the account. Please try again.",
+  "accountArchiveError": "Failed to archive the account. Please try again."
 }
diff --git a/lib/l10n/app_ru.arb b/lib/l10n/app_ru.arb
index 01eed48..e4fb291 100644
--- a/lib/l10n/app_ru.arb
+++ b/lib/l10n/app_ru.arb
@@ -74,6 +74,9 @@
 
   "profileSubtitle": "Настройки",
   "darkTheme": "Тёмная тема",
+  "profileLanguageTile": "Язык",
+  "langEnglish": "English",
+  "langRussian": "Русский",
   "profileHint": "Здесь появится профиль пользователя, валюта, локаль и другие настройки.",
 
   "onboardingTitle": "Добро пожаловать",
@@ -154,6 +157,8 @@
 
   "iconPickerTitle": "Выберите иконку",
   "colorPickerTitle": "Выберите цвет",
+  "currencyPickerTitle": "Выберите валюту",
+  "currencyPickerSearchHint": "Поиск…",
   "colorPickerAllUsed": "Все цвета палитры уже заняты другими категориями.",
   "iconGroupFood": "Еда",
   "iconGroupTransport": "Транспорт",
@@ -166,5 +171,32 @@
   "iconGroupFinance": "Финансы",
   "iconGroupOther": "Прочее",
 
-  "profileCategoriesTile": "Категории"
+  "profileCategoriesTile": "Категории",
+  "profileAccountsTile": "Счета",
+
+  "accountsEmpty": "Счетов нет. Нажмите +, чтобы добавить.",
+  "accountNewTitle": "Новый счёт",
+  "accountEditTitle": "Редактировать счёт",
+  "accountNameLabel": "Название",
+  "accountNameHint": "напр. Кошелёк",
+  "accountTypeLabel": "Тип",
+  "accountTypeCash": "Наличные",
+  "accountTypeCard": "Карта",
+  "accountTypeBank": "Банк",
+  "accountTypeSavings": "Накопления",
+  "accountCurrencyLabel": "Валюта",
+  "accountInitialBalanceLabel": "Начальный баланс",
+  "accountIconLabel": "Иконка",
+  "accountColorLabel": "Цвет",
+  "accountIsDefaultLabel": "Счёт по умолчанию",
+  "accountIsDefaultHint": "Подставляется при создании транзакций",
+  "accountSaveButton": "Создать счёт",
+  "accountSaveEditButton": "Сохранить",
+  "accountArchiveButton": "Архивировать",
+  "accountArchiveConfirmTitle": "Архивировать счёт?",
+  "accountArchiveConfirmMessage": "Архивные счета исчезают из списков и пикеров. Существующие транзакции сохранят ссылку.",
+  "accountValidationNameRequired": "Введите название",
+  "accountValidationNameTooLong": "Слишком длинное название (макс. 50 символов)",
+  "accountSaveError": "Не удалось сохранить счёт. Попробуйте ещё раз.",
+  "accountArchiveError": "Не удалось архивировать счёт. Попробуйте ещё раз."
 }
diff --git a/lib/src/app/app.dart b/lib/src/app/app.dart
index cf2147b..a36c315 100644
--- a/lib/src/app/app.dart
+++ b/lib/src/app/app.dart
@@ -2,6 +2,7 @@ import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
 import 'package:new_budget/l10n/app_localizations.dart';
 
+import 'locale/app_locale_controller.dart';
 import 'router/app_router.dart';
 import 'theme/app_theme.dart';
 import 'theme/theme_mode_controller.dart';
@@ -13,6 +14,7 @@ class NewBudgetApp extends ConsumerWidget {
   Widget build(BuildContext context, WidgetRef ref) {
     final router = ref.watch(appRouterProvider);
     final themeMode = ref.watch(themeModeControllerProvider);
+    final locale = ref.watch(appLocaleControllerProvider);
 
     return MaterialApp.router(
       title: 'NewBudget',
@@ -20,6 +22,7 @@ class NewBudgetApp extends ConsumerWidget {
       theme: AppTheme.light(),
       darkTheme: AppTheme.dark(),
       themeMode: themeMode,
+      locale: locale,
       routerConfig: router,
       localizationsDelegates: AppLocalizations.localizationsDelegates,
       supportedLocales: AppLocalizations.supportedLocales,
diff --git a/lib/src/app/router/app_router.dart b/lib/src/app/router/app_router.dart
index a6b821e..a5af90d 100644
--- a/lib/src/app/router/app_router.dart
+++ b/lib/src/app/router/app_router.dart
@@ -3,6 +3,7 @@ import 'package:go_router/go_router.dart';
 import 'package:riverpod_annotation/riverpod_annotation.dart';
 
 import '../../core/database/converters/enum_converters.dart';
+import '../../features/accounts/presentation/screens/account_form_screen.dart';
 import '../../features/accounts/presentation/screens/accounts_screen.dart';
 import '../../features/analytics/presentation/screens/analytics_screen.dart';
 import '../../features/categories/presentation/screens/categories_list_screen.dart';
@@ -81,6 +82,20 @@ GoRouter appRouter(Ref ref) {
           CategoryFormScreen(categoryId: state.pathParameters['id']),
         ),
       ),
+      GoRoute(
+        path: AppRoutes.accountNew,
+        pageBuilder: (context, state) => _slideUpPage<String?>(
+          state,
+          const AccountFormScreen(),
+        ),
+      ),
+      GoRoute(
+        path: AppRoutes.accountEditPattern,
+        pageBuilder: (context, state) => _slideUpPage<String?>(
+          state,
+          AccountFormScreen(accountId: state.pathParameters['id']),
+        ),
+      ),
       StatefulShellRoute.indexedStack(
         builder: (context, state, navigationShell) => AppScaffold(
           navigationShell: navigationShell,
diff --git a/lib/src/app/router/app_routes.dart b/lib/src/app/router/app_routes.dart
index 0c43dfc..623cd39 100644
--- a/lib/src/app/router/app_routes.dart
+++ b/lib/src/app/router/app_routes.dart
@@ -15,4 +15,8 @@ class AppRoutes {
   static const categoryNew = '/categories/new';
   static const categoryEditPattern = '/categories/edit/:id';
   static String categoryEdit(String id) => '/categories/edit/$id';
+
+  static const accountNew = '/accounts/new';
+  static const accountEditPattern = '/accounts/edit/:id';
+  static String accountEdit(String id) => '/accounts/edit/$id';
 }
diff --git a/lib/src/core/database/app_database.dart b/lib/src/core/database/app_database.dart
index 2848272..296e06a 100644
--- a/lib/src/core/database/app_database.dart
+++ b/lib/src/core/database/app_database.dart
@@ -39,7 +39,7 @@ class AppDatabase extends _$AppDatabase {
   AppDatabase.forTesting(super.executor);
 
   @override
-  int get schemaVersion => 3;
+  int get schemaVersion => 4;
 
   @override
   MigrationStrategy get migration => MigrationStrategy(
@@ -60,6 +60,10 @@ class AppDatabase extends _$AppDatabase {
             // v2 → v3: добавлено поле extra_info в transactions.
             await m.addColumn(transactionsTable, transactionsTable.extraInfo);
           }
+          if (from < 4) {
+            // v3 → v4: добавлено поле is_default в accounts.
+            await m.addColumn(accountsTable, accountsTable.isDefault);
+          }
         },
       );
 
diff --git a/lib/src/core/database/daos/accounts_dao.dart b/lib/src/core/database/daos/accounts_dao.dart
index 241000c..1407788 100644
--- a/lib/src/core/database/daos/accounts_dao.dart
+++ b/lib/src/core/database/daos/accounts_dao.dart
@@ -29,13 +29,33 @@ class AccountsDao extends DatabaseAccessor<AppDatabase>
   Future<void> insertAccount(AccountsTableCompanion companion) =>
       into(accountsTable).insert(companion);
 
-  Future<bool> updateAccount(AccountsTableCompanion companion) =>
-      update(accountsTable).replace(companion);
+  Future<void> updateAccount(AccountsTableCompanion companion) =>
+      (update(accountsTable)..where((t) => t.id.equals(companion.id.value)))
+          .write(companion);
 
   Future<void> archiveAccount(String id) => (update(accountsTable)
         ..where((t) => t.id.equals(id)))
       .write(const AccountsTableCompanion(archived: Value(true)));
 
+  /// Реактивный умолчательный счёт пользователя (или null).
+  Stream<AccountsTableData?> watchDefaultAccount(String userId) =>
+      (select(accountsTable)
+            ..where((t) => t.userId.equals(userId) & t.isDefault.equals(true))
+            ..limit(1))
+          .watchSingleOrNull();
+
+  /// Атомарная смена умолчательного счёта.
+  /// id == null — снять дефолт со всех счетов пользователя.
+  Future<void> setDefaultAccount(String? id, String userId) =>
+      transaction(() async {
+        await (update(accountsTable)..where((t) => t.userId.equals(userId)))
+            .write(const AccountsTableCompanion(isDefault: Value(false)));
+        if (id != null) {
+          await (update(accountsTable)..where((t) => t.id.equals(id)))
+              .write(const AccountsTableCompanion(isDefault: Value(true)));
+        }
+      });
+
   /// Реактивный текущий баланс счёта.
   ///
   /// Формула: `initialBalance + Σincome − Σexpense + Σtransfer_in − Σtransfer_out`,
diff --git a/lib/src/core/database/tables/accounts_table.dart b/lib/src/core/database/tables/accounts_table.dart
index 61c4486..0532112 100644
--- a/lib/src/core/database/tables/accounts_table.dart
+++ b/lib/src/core/database/tables/accounts_table.dart
@@ -26,6 +26,7 @@ class AccountsTable extends Table {
   IntColumn get colorValue => integer().nullable()();
 
   BoolColumn get archived => boolean().withDefault(const Constant(false))();
+  BoolColumn get isDefault => boolean().withDefault(const Constant(false))();
   DateTimeColumn get createdAt => dateTime().withDefault(currentDateAndTime)();
 
   @override
diff --git a/lib/src/features/accounts/application/accounts_controller.dart b/lib/src/features/accounts/application/accounts_controller.dart
index 62cefbd..c88d2a5 100644
--- a/lib/src/features/accounts/application/accounts_controller.dart
+++ b/lib/src/features/accounts/application/accounts_controller.dart
@@ -15,6 +15,11 @@ Stream<List<Account>> accountsStream(Ref ref, String userId) =>
 Stream<int> accountBalance(Ref ref, String accountId) =>
     ref.watch(accountRepositoryProvider).watchBalance(accountId);
 
+/// Умолчательный счёт пользователя (или null если не задан).
+@riverpod
+Stream<Account?> defaultAccount(Ref ref, String userId) =>
+    ref.watch(accountRepositoryProvider).watchDefault(userId);
+
 /// Контроллер CRUD-операций над счетами.
 @Riverpod(keepAlive: true)
 class AccountsController extends _$AccountsController {
@@ -31,8 +36,8 @@ class AccountsController extends _$AccountsController {
     int? colorValue,
   }) async {
     state = const AsyncLoading();
-    final result = await AsyncValue.guard(
-      () => ref.read(accountRepositoryProvider).create(
+    try {
+      final account = await ref.read(accountRepositoryProvider).create(
             userId: userId,
             name: name,
             type: type,
@@ -40,25 +45,30 @@ class AccountsController extends _$AccountsController {
             initialBalance: initialBalance,
             iconCode: iconCode,
             colorValue: colorValue,
-          ),
-    );
-    state = result.hasError
-        ? AsyncError(result.error!, StackTrace.current)
-        : const AsyncData(null);
-    return result.value!;
+          );
+      state = const AsyncData(null);
+      return account;
+    } catch (e, st) {
+      state = AsyncError(e, st);
+      rethrow;
+    }
   }
 
   Future<Account> updateAccount(Account account) async {
     state = const AsyncLoading();
-    final result = await AsyncValue.guard(
-      () => ref.read(accountRepositoryProvider).update(account),
-    );
-    state = result.hasError
-        ? AsyncError(result.error!, StackTrace.current)
-        : const AsyncData(null);
-    return result.value!;
+    try {
+      final updated = await ref.read(accountRepositoryProvider).update(account);
+      state = const AsyncData(null);
+      return updated;
+    } catch (e, st) {
+      state = AsyncError(e, st);
+      rethrow;
+    }
   }
 
+  Future<void> setDefaultAccount(String? id, String userId) =>
+      ref.read(accountRepositoryProvider).setDefault(id, userId);
+
   Future<void> archiveAccount(String id) async {
     state = const AsyncLoading();
     state = await AsyncValue.guard(
diff --git a/lib/src/features/accounts/data/mappers/account_mapper.dart b/lib/src/features/accounts/data/mappers/account_mapper.dart
index 1b9a339..32a0bcd 100644
--- a/lib/src/features/accounts/data/mappers/account_mapper.dart
+++ b/lib/src/features/accounts/data/mappers/account_mapper.dart
@@ -12,6 +12,7 @@ extension AccountMapper on AccountsTableData {
         iconCode: iconCode,
         colorValue: colorValue,
         archived: archived,
+        isDefault: isDefault,
         createdAt: createdAt,
       );
 }
diff --git a/lib/src/features/accounts/data/repositories/account_repository_impl.dart b/lib/src/features/accounts/data/repositories/account_repository_impl.dart
index 7e53d27..6773eaa 100644
--- a/lib/src/features/accounts/data/repositories/account_repository_impl.dart
+++ b/lib/src/features/accounts/data/repositories/account_repository_impl.dart
@@ -65,6 +65,14 @@ class AccountRepositoryImpl implements AccountRepository {
   @override
   Future<void> archive(String id) => _dao.archiveAccount(id);
 
+  @override
+  Stream<Account?> watchDefault(String userId) =>
+      _dao.watchDefaultAccount(userId).map((row) => row?.toDomain());
+
+  @override
+  Future<void> setDefault(String? id, String userId) =>
+      _dao.setDefaultAccount(id, userId);
+
   @override
   Stream<int> watchBalance(String accountId) => _dao.watchAccountBalance(accountId);
 }
diff --git a/lib/src/features/accounts/domain/entities/account.dart b/lib/src/features/accounts/domain/entities/account.dart
index 6bf4271..0e83fc9 100644
--- a/lib/src/features/accounts/domain/entities/account.dart
+++ b/lib/src/features/accounts/domain/entities/account.dart
@@ -15,6 +15,7 @@ abstract class Account with _$Account {
     int? iconCode,
     int? colorValue,
     required bool archived,
+    @Default(false) bool isDefault,
     required DateTime createdAt,
   }) = _Account;
 }
diff --git a/lib/src/features/accounts/domain/repositories/account_repository.dart b/lib/src/features/accounts/domain/repositories/account_repository.dart
index 12442da..6100a21 100644
--- a/lib/src/features/accounts/domain/repositories/account_repository.dart
+++ b/lib/src/features/accounts/domain/repositories/account_repository.dart
@@ -16,6 +16,12 @@ abstract interface class AccountRepository {
   Future<Account> update(Account account);
   Future<void> archive(String id);
 
+  /// Реактивный умолчательный счёт пользователя.
+  Stream<Account?> watchDefault(String userId);
+
+  /// Установить (или снять, если id == null) умолчательный счёт.
+  Future<void> setDefault(String? id, String userId);
+
   /// Текущий баланс счёта (начальный + агрегат транзакций).
   Stream<int> watchBalance(String accountId);
 }
diff --git a/lib/src/features/accounts/presentation/screens/accounts_screen.dart b/lib/src/features/accounts/presentation/screens/accounts_screen.dart
index edb896c..52596be 100644
--- a/lib/src/features/accounts/presentation/screens/accounts_screen.dart
+++ b/lib/src/features/accounts/presentation/screens/accounts_screen.dart
@@ -1,17 +1,205 @@
 import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:go_router/go_router.dart';
 
 import '../../../../app/l10n/l10n.dart';
-import '../../../../shared/widgets/placeholder_screen.dart';
+import '../../../../app/router/app_routes.dart';
+import '../../../../app/theme/app_colors.dart';
+import '../../../home/presentation/widgets/money_text.dart';
+import '../../../user/application/active_user_controller.dart';
+import '../../application/accounts_controller.dart';
+import '../../domain/entities/account.dart';
+import '../widgets/account_icon.dart';
 
-class AccountsScreen extends StatelessWidget {
+class AccountsScreen extends ConsumerWidget {
   const AccountsScreen({super.key});
 
   @override
-  Widget build(BuildContext context) {
+  Widget build(BuildContext context, WidgetRef ref) {
+    final p = context.palette;
+    final activeUser = ref.watch(activeUserControllerProvider);
+
+    return Scaffold(
+      backgroundColor: p.paper,
+      body: SafeArea(
+        child: activeUser.when(
+          loading: () => const Center(child: CircularProgressIndicator()),
+          error: (e, _) => Center(child: Text('$e')),
+          data: (user) {
+            if (user == null) return const SizedBox.shrink();
+            return _AccountsList(userId: user.id);
+          },
+        ),
+      ),
+      floatingActionButton: FloatingActionButton(
+        backgroundColor: p.accent,
+        foregroundColor: p.paper,
+        onPressed: () => context.push(AppRoutes.accountNew),
+        child: const Icon(Icons.add),
+      ),
+    );
+  }
+}
+
+class _AccountsList extends ConsumerWidget {
+  const _AccountsList({required this.userId});
+  final String userId;
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final p = context.palette;
     final l10n = context.l10n;
-    return PlaceholderScreen(
-      subtitle: l10n.accountsSubtitle,
-      title: l10n.navAccounts,
+    final accountsAsync = ref.watch(accountsStreamProvider(userId));
+    final defaultAsync = ref.watch(defaultAccountProvider(userId));
+    final defaultId = defaultAsync.value?.id;
+
+    return Column(
+      crossAxisAlignment: CrossAxisAlignment.stretch,
+      children: [
+        Padding(
+          padding: const EdgeInsets.fromLTRB(16, 14, 16, 8),
+          child: Column(
+            crossAxisAlignment: CrossAxisAlignment.start,
+            children: [
+              Text(
+                l10n.accountsSubtitle.toUpperCase(),
+                style: TextStyle(
+                  fontSize: 11,
+                  color: p.ink2,
+                  letterSpacing: 0.6,
+                  fontWeight: FontWeight.w500,
+                ),
+              ),
+              const SizedBox(height: 2),
+              Text(
+                l10n.navAccounts,
+                style: TextStyle(
+                  fontSize: 20,
+                  fontWeight: FontWeight.w600,
+                  color: p.ink,
+                ),
+              ),
+            ],
+          ),
+        ),
+        Expanded(
+          child: accountsAsync.when(
+            loading: () => const Center(child: CircularProgressIndicator()),
+            error: (e, _) => Center(child: Text('$e')),
+            data: (accounts) {
+              if (accounts.isEmpty) {
+                return Center(
+                  child: Text(
+                    l10n.accountsEmpty,
+                    style: TextStyle(fontSize: 14, color: p.ink2),
+                    textAlign: TextAlign.center,
+                  ),
+                );
+              }
+              return ListView.builder(
+                padding: const EdgeInsets.fromLTRB(12, 4, 12, 80),
+                itemCount: accounts.length,
+                itemBuilder: (context, i) => _AccountTile(
+                  account: accounts[i],
+                  isDefault: accounts[i].id == defaultId,
+                  onTap: () => context.push(
+                    AppRoutes.accountEdit(accounts[i].id),
+                  ),
+                ),
+              );
+            },
+          ),
+        ),
+      ],
+    );
+  }
+}
+
+class _AccountTile extends ConsumerWidget {
+  const _AccountTile({
+    required this.account,
+    required this.isDefault,
+    required this.onTap,
+  });
+
+  final Account account;
+  final bool isDefault;
+  final VoidCallback onTap;
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final p = context.palette;
+    final balance = ref.watch(accountBalanceProvider(account.id)).value ?? 0;
+    final color = Color(account.colorValue ?? 0xFFB8B5AC);
+
+    return Padding(
+      padding: const EdgeInsets.symmetric(vertical: 4, horizontal: 4),
+      child: Material(
+        color: p.paper2,
+        borderRadius: BorderRadius.circular(14),
+        child: InkWell(
+          borderRadius: BorderRadius.circular(14),
+          onTap: onTap,
+          child: Padding(
+            padding: const EdgeInsets.symmetric(horizontal: 14, vertical: 12),
+            child: Row(
+              children: [
+                Container(
+                  width: 44,
+                  height: 44,
+                  decoration: BoxDecoration(
+                    color: color.withValues(alpha: 0.15),
+                    borderRadius: BorderRadius.circular(12),
+                  ),
+                  child: Icon(iconForAccount(account), size: 22, color: color),
+                ),
+                const SizedBox(width: 12),
+                Expanded(
+                  child: Column(
+                    crossAxisAlignment: CrossAxisAlignment.start,
+                    children: [
+                      Row(
+                        children: [
+                          Flexible(
+                            child: Text(
+                              account.name,
+                              style: TextStyle(
+                                fontSize: 15,
+                                fontWeight: FontWeight.w600,
+                                color: p.ink,
+                              ),
+                              maxLines: 1,
+                              overflow: TextOverflow.ellipsis,
+                            ),
+                          ),
+                          if (isDefault) ...[
+                            const SizedBox(width: 6),
+                            Icon(Icons.star_rounded,
+                                size: 14, color: p.accent),
+                          ],
+                        ],
+                      ),
+                      const SizedBox(height: 2),
+                      Text(
+                        shortAccountLabel(account),
+                        style: TextStyle(fontSize: 12, color: p.ink2),
+                      ),
+                    ],
+                  ),
+                ),
+                MoneyText(
+                  balance,
+                  color: p.ink,
+                  fontSize: 14,
+                  fontWeight: FontWeight.w600,
+                ),
+                const SizedBox(width: 4),
+                Icon(Icons.chevron_right, size: 16, color: p.ink2),
+              ],
+            ),
+          ),
+        ),
+      ),
     );
   }
 }
diff --git a/lib/src/features/accounts/presentation/widgets/account_icon.dart b/lib/src/features/accounts/presentation/widgets/account_icon.dart
index 00b6e87..e12bfdc 100644
--- a/lib/src/features/accounts/presentation/widgets/account_icon.dart
+++ b/lib/src/features/accounts/presentation/widgets/account_icon.dart
@@ -16,15 +16,4 @@ IconData iconForAccount(Account a) {
   }
 }
 
-String shortAccountLabel(Account a) {
-  switch (a.type) {
-    case AccountType.cash:
-      return 'Кэш';
-    case AccountType.card:
-      return 'Карта';
-    case AccountType.bank:
-      return 'Банк';
-    case AccountType.savings:
-      return 'Копилка';
-  }
-}
+String shortAccountLabel(Account a) => a.name;
diff --git a/lib/src/features/home/presentation/widgets/account_tabs.dart b/lib/src/features/home/presentation/widgets/account_tabs.dart
index e282c34..a23102c 100644
--- a/lib/src/features/home/presentation/widgets/account_tabs.dart
+++ b/lib/src/features/home/presentation/widgets/account_tabs.dart
@@ -15,9 +15,9 @@ class AccountTabs extends ConsumerWidget {
 
   @override
   Widget build(BuildContext context, WidgetRef ref) {
-    final accounts =
-        ref.watch(accountsStreamProvider(userId)).value ??
-            const <Account>[];
+    final accounts = [
+      ...ref.watch(accountsStreamProvider(userId)).value ?? const <Account>[],
+    ]..sort((a, b) => (b.isDefault ? 1 : 0) - (a.isDefault ? 1 : 0));
     final selected = ref.watch(selectedAccountProvider);
 
     return SizedBox(
diff --git a/lib/src/features/profile/presentation/screens/profile_screen.dart b/lib/src/features/profile/presentation/screens/profile_screen.dart
index 71c6a57..15d6aa5 100644
--- a/lib/src/features/profile/presentation/screens/profile_screen.dart
+++ b/lib/src/features/profile/presentation/screens/profile_screen.dart
@@ -42,6 +42,12 @@ class ProfileScreen extends ConsumerWidget {
                   ),
                 ),
                 Container(height: 1, color: p.line),
+                _NavRow(
+                  icon: Icons.account_balance_wallet_outlined,
+                  title: l10n.profileAccountsTile,
+                  onTap: () => context.go(AppRoutes.accounts),
+                ),
+                Container(height: 1, color: p.line),
                 _NavRow(
                   icon: Icons.label_outline,
                   title: l10n.profileCategoriesTile,
diff --git a/lib/src/features/transactions/presentation/screens/transaction_form_screen.dart b/lib/src/features/transactions/presentation/screens/transaction_form_screen.dart
index ee24203..245fced 100644
--- a/lib/src/features/transactions/presentation/screens/transaction_form_screen.dart
+++ b/lib/src/features/transactions/presentation/screens/transaction_form_screen.dart
@@ -297,6 +297,21 @@ class _FormBodyState extends ConsumerState<_FormBody> {
         ref.read(transactionDraftControllerProvider(widget.txId).notifier);
     _syncControllersFromDraft(draft);
 
+    // Подставить умолчательный счёт при открытии формы создания.
+    if (widget.txId == null) {
+      final defaultAccount = ref.watch(defaultAccountProvider(widget.userId));
+      if (draft.accountId == null && defaultAccount.value != null) {
+        WidgetsBinding.instance.addPostFrameCallback((_) {
+          if (!mounted) return;
+          final current = ref.read(
+              transactionDraftControllerProvider(widget.txId));
+          if (current.accountId == null) {
+            draftCtrl.setAccount(defaultAccount.value!.id);
+          }
+        });
+      }
+    }
+
     final accounts = ref.watch(accountsStreamProvider(widget.userId)).value ??
         const <Account>[];
     final accountById = {for (final a in accounts) a.id: a};
diff --git a/lib/src/features/transactions/presentation/widgets/account_picker_sheet.dart b/lib/src/features/transactions/presentation/widgets/account_picker_sheet.dart
index 5991cc3..79e0874 100644
--- a/lib/src/features/transactions/presentation/widgets/account_picker_sheet.dart
+++ b/lib/src/features/transactions/presentation/widgets/account_picker_sheet.dart
@@ -1,7 +1,9 @@
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:go_router/go_router.dart';
 
 import '../../../../app/l10n/l10n.dart';
+import '../../../../app/router/app_routes.dart';
 import '../../../../app/theme/app_colors.dart';
 import '../../../accounts/application/accounts_controller.dart';
 import '../../../accounts/domain/entities/account.dart';
@@ -99,10 +101,11 @@ class _AccountPickerSheet extends ConsumerWidget {
                   if (i == accounts.length) {
                     return _AddAccountTile(
                       label: l10n.pickerAddAccount,
-                      onTap: () {
-                        ScaffoldMessenger.of(context).showSnackBar(
-                          SnackBar(content: Text(l10n.comingSoonShort)),
-                        );
+                      onTap: () async {
+                        final id = await context.push<String?>(AppRoutes.accountNew);
+                        if (id != null && context.mounted) {
+                          Navigator.of(context).pop(id);
+                        }
                       },
                     );
                   }